A Quick Review of Axis Bank Freecharge Plus Credit Card

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

  • 8 Jan 26
  • 3 mins
axis bank freecharge plus credit card

A Quick Review of Axis Bank Freecharge Plus Credit Card

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avatar of sandipan mitra Sandipan Mitra
  • 08 Mins
  • 08-01-26

The Axis Bank Freecharge Plus Credit Card is designed for everyday spenders who want easy cashback. Earn up to 5% cashback on routine expenses, especially when you pay bills through the Freecharge app, where rewards are maximised. Before applying, take a closer look at the key benefits, cashback structure and fees to see if it fits your spending style.

Axis Bank Freecharge Plus Credit Card Benefits

Axis Bank Freecharge Plus Credit Card Benefits

With the Axis Bank Freecharge Plus Credit Card, you can get a 5% cashback on Freecharge spending, a 2% cashback on local commuting and a 1% cashback on all other spend categories. Here are the other benefits of this card:

  • If you spend ₹50,000 using your Axis Bank Freecharge Plus Credit Card in the previous anniversary year, you can get your annual renewal fee waived off.
  • You can enjoy dining delights at selected restaurants.
  • Enjoy instant savings of up to 15% on flight and hotel bookings made through MakeMyTrip and a flat 10% discount on your Swiggy food orders. 
  • You also get 10% off on Tira purchases, with savings capped at ₹1,000.

Axis Bank Freecharge Plus Credit Card Charges 

The Axis Bank Freecharge Plus Credit Card annual fee is ₹350, which can be waived by meeting the bank’s specified annual spending criteria.

The other fees associated with this card are as follows:

ParameterCharges
Joining Fees ₹350
Card Replacement FeeNil
Cash Payment Fee₹175
Finance Charges3.75% per month

Add your card to the Pice App to get timely credit card bill payment reminders. This helps you avoid missed due dates, late payment fees and unnecessary interest charges. 

💡Download the Pice App now and pay your bills on time, every time!

Conclusion

The Axis Bank Freecharge Plus Credit Card is a smart choice for everyday spending, offering easy cashback on bills, commuting, dining and shopping. With low fees, renewal fee waiver options and app-based rewards, it suits users who prefer simple savings without complex reward structures.

FAQs

What is the cashback rate on the Axis Bank Freecharge Plus Credit Card?

You earn up to 5% cashback, depending on the spending category.

Is there a joining fee for the Axis Bank Freecharge Plus Credit Card?

Yes, the joining fee is ₹350.

Can the annual fee be waived?

Yes, by spending ₹50,000 in the previous anniversary year.

What cashback do I get on bill payments?

Bill payments via Freecharge earn 5% cashback.

Is the Axis Bank Freecharge Plus Credit Card good for daily use?

Yes, it is well-suited for everyday spending with simple cashback rewards.
About the author
Sandipan Mitra

Sandipan Mitra

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

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