A Quick Review of Axis Bank Freecharge Plus Credit Card
- 8 Jan 26
- 3 mins
A Quick Review of Axis Bank Freecharge Plus Credit Card
The Axis Bank Freecharge Plus Credit Card is designed for everyday spenders who want easy cashback. Earn up to 5% cashback on routine expenses, especially when you pay bills through the Freecharge app, where rewards are maximised. Before applying, take a closer look at the key benefits, cashback structure and fees to see if it fits your spending style.
Axis Bank Freecharge Plus Credit Card Benefits

With the Axis Bank Freecharge Plus Credit Card, you can get a 5% cashback on Freecharge spending, a 2% cashback on local commuting and a 1% cashback on all other spend categories. Here are the other benefits of this card:
- If you spend ₹50,000 using your Axis Bank Freecharge Plus Credit Card in the previous anniversary year, you can get your annual renewal fee waived off.
- You can enjoy dining delights at selected restaurants.
- Enjoy instant savings of up to 15% on flight and hotel bookings made through MakeMyTrip and a flat 10% discount on your Swiggy food orders.
- You also get 10% off on Tira purchases, with savings capped at ₹1,000.
Axis Bank Freecharge Plus Credit Card Charges
The Axis Bank Freecharge Plus Credit Card annual fee is ₹350, which can be waived by meeting the bank’s specified annual spending criteria.
The other fees associated with this card are as follows:
| Parameter | Charges |
|---|---|
| Joining Fees | ₹350 |
| Card Replacement Fee | Nil |
| Cash Payment Fee | ₹175 |
| Finance Charges | 3.75% per month |
Add your card to the Pice App to get timely credit card bill payment reminders. This helps you avoid missed due dates, late payment fees and unnecessary interest charges.
💡Download the Pice App now and pay your bills on time, every time!
Conclusion
The Axis Bank Freecharge Plus Credit Card is a smart choice for everyday spending, offering easy cashback on bills, commuting, dining and shopping. With low fees, renewal fee waiver options and app-based rewards, it suits users who prefer simple savings without complex reward structures.
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